Understanding your options
What families should know
A licensed Medicare insurance agent can explain and enroll people in plans the agent is authorized to offer. Florida’s SHINE program provides free, unbiased counseling. Because no single private agent necessarily represents every available plan, families should understand who the advisor represents and compare important costs and provider networks.
Services may include
- Medicare Advantage plan comparisons
- Medicare supplement guidance
- Part D prescription-drug plans
- Enrollment-period explanations
- Help checking doctors, hospitals, and medications
Before choosing a provider
Verify the agent’s current Florida license, review the official plan documents, and never provide a Medicare number or sensitive information until you know who you are dealing with.